• MARIN'S FALLEN FIREFIGHTERS

    MARIN'S FALLEN FIREFIGHTERS

    Honoring Those Who Sacrificed

Disaster Assistance for IAFF Members

Santa Rosa Firefighters, IAFF Local 1401 - Marin Professional Firefighters, IAFF Local 1775

The following information has been compiled for IAFF members and their families who’ve been affected by the October 2017 fires in Northern California.  Please check back regularly as this document will be updated when new information becomes available.

IAFF Local Operations Center

Local 1401 and Local 1775, with assistance from IAFF International Headquarters in Washington DC, Locals 2881, 55, 689, and others are operating an operations center at Local 1401’s Union Hall, 555 South E Street in Santa Rosa.  Affected members can go directly to the Operations Center for assistance.

Last updated: October 18, 2017 at 5:31PM

Table of Contents

Navigating the Insurance Claim Process

Peer Support

Tax Assistance

FEMA Relief Info

FHA Loans

Retirees

Donations

 

Navigating the Insurance Claim Process

The following information has been compiled by John Grey, Local 1775 Attorney and Tim Doherty, former Local 1401 President and practicing attorney who is reaching out to help IAFF members while also having lost his own home in the Tubbs fire.  

John and Tim have offered to donate legal time to assist members of Local 1775 and Local 1401 to initiate and navigate through the insurance claims process.  This is only for those members who have suffered losses either in whole or part as a result of the recent fires in Northern California.  

Both John and Tim want to make it very clear that neither is an insurance loss specialist and neither one of us engages in insurance contract litigation.  That said, they both have experience in dealing with insurance loss and what follows are their  recommendations on how to get started.  If any IAFF member  encounters a major problem with their carrier or adjuster they can provide them with the names of specialized attorneys who handle insurance litigation and/or private adjusting firms who do the same.  That being said what follows are their joint comments and recommendations:

  1. Whatever else our members do, they should not sign any full release forms without having those forms reviewed by independent adjuster and/or an attorney of their choice.
  2. Partial payments can be accepted so as to allow for living expenses and the re-purchase of necessary items.  The partial payments/advances would be a reduction against the ultimate recovery.  
  3. The members should be sure they are dealing with an authorized representative of their insurance carrier.  There will be people out attempting to scam our members as well as the general public.  
  4. At any time if the members have questions they can feel free to contact Tim or I and you can provide the contact information as you deem appropriate.  

Additional suggestions are:

  1. Don’t act impulsively; take a deep breath and obtain information.
  2. When meeting with a representative of your insurance carrier or the lead adjuster have another person present who can confirm what is said.  
  3. If agreements are reached those should be memorialized in writing to protect both sides.  
  4. You need to have a copy of your policy in order to understand what our rights are.  If you cannot obtain the policy itself at the very least obtain a copy of the “Declaration pages”.  These pages should have the limits of liability set forth on them.  
  5. When you meet with the adjuster question the adjuster as to determine whether or not there are any hard caps on your recovery, i.e. is there a limit of $XX with regard to replacement of the structure.  
  6. Be sure to confirm what level of coverage is for your contents.  If it is full replacement value you need to make a list of those things that were lost in your home.  With regard to contents, make a detailed list and if possible provide the cost of the various items lost.  
  7. Determine whether or not you have “loss of use”.  By that it is meant if you cannot use your home you are entitled to compensation to allow you to obtain lodging.  The extent of that coverage depends upon your policy.  
  8. Determine what appeal process exists, if any, in the event that a claim is denied.  
  9. When you meet with the adjuster obtain a timeline as to when you can expect advanced payments, replacement items and ultimately the final payout.  

While these comments are brief in nature it should get you started in the process.  Remember - you need a copy of your policy, you need to know what your limits for recovery are, and you need to determine if it appears that the adjuster is working with you or attempting to lowball you on your replacement rights.  

Please contact your Local President if you would like to speak directly to John or Tim. 

 

Peer Support

Peer support is available through the IAFF.  IAFF Peer Support counselors are available at the Local 1401 Union Hall at 555 South E Street 8AM-8PM (as of Tuesday, 10/16).  Email This email address is being protected from spambots. You need JavaScript enabled to view it. to speak to the IAFF peer support team.

 

Tax Assistance

Please visit http://calfiretaxinfo.org.  This information is endorsed by IAFF Local 1775.

The North Bay Enrolled Agents has put together this site as a resource for the victims of the North Bay fires. The site will be regularly updated as we receive updates from the federal, state and local tax agencies.

Tax Return Due Date Still Monday October 16th

October 12, 2017 4:00 p.m. – At this time, the IRS has not yet postponed the due date for the filing of 2016 tax returns that were on extension — these returns are still due on Monday October 16th. We are in contact with our Stakeholder Liaison at the IRS and will update you as soon as we know more. Our liaison recommends that, until we get the official word, individuals should file when they are reasonably able to do so and if they receive a notice for late filing they can request an abatement of penalty based on reasonable cause for penalty relief due to the circumstances. You can also attach a statement when you file your tax return indicating that the reason for late filing is the California North Bay Fire.

General Disaster Tax Relief Information

IRS

Franchise Tax Board

Sonoma County Property Tax

 

FEMA Relief Info

FEMA now has the Sonoma County fires emergency listed on their site:

www.disasterassistance.gov

Enter your full address to see if your area has been declared for Individual Assistance.

  • IF YOUR ADDRESS IS INCLUDED you will see WILDFIRES listed under Disaster Name. Below that you will see “Apply on Line”. Click that link to get to the application and instructions.
    • Click on the name of the disaster “WILDFIRES” to view additional information.
  • IF YOUR ADDRESS IS NOT INCLUDED, you will see a message with specific follow up information.

FEMA Helpline: 7 a.m. to 11 p.m. ET, 7 days a week, 1-800-621-FEMA (1-800-621-3362), TTY 1-800-462-7585

 

FHA Loans

 

FHA 203H  for Disaster Victims:
  • Applicants residence must be in a PDMDA (Presidentially Declared Major Disaster Area) – Sonoma County is in the PDMDA and destroyed or damaged to such an extent that reconstruction or replacement is necessary.
  • The new purchased home or a reconstructed home must be a single family residence or FHA Approved Condo
  • Must be Borrower’s Principal Residence
  • The New residence does not need to be located in a PDMDA, where previous home was located
  • Borrower must have a minimum credit score of 500
  • Borrower can choose Zero Down Payment or make a down payment.
  • Maximum Loan To Value is 100% (Zero Down Payment)
  • Any credit issues after Disaster may be ignored if a borrower had satisfactory credit prior to disaster
    • Mortgage payments is excluded for Prior home (destroyed) If:
  1. Mortgagee is working with insurance to properly address current mortgage obligation
  2. Apply property insurance proceeds to mortgage of damage home
  3. Payment History after Disaster on Mortgage (if late) and were a result of the Disaster will be excluded.
  4. Buyers can purchase and make improvements and after closing
FHA 203(k)  Rehabilitation Program
  • 1-4 Unit structure – Existing (may have damage, but not fully destroyed) – Has roof and walls, stands permanently in one place and contains single or multiple housing are units that are used for human habitation
  • Purchase a home or refinance an existing owned home
  • Buyers can purchase and make improvements and after closing.
  • Combines cost of home and renovation into one mortgage
  • After Improved’ Value is used when securing this loan

All Public Safety Personnel will receive Giving To Heroes Credit

  • .25 Of loan balance in credit to Buyer
  • 10% of Gross Commission to Buyer from participating Agents
Example
$500,000 Home
$500,000 loan balance
$1,250 = Credit from Roger Farah and Bay Equity Home Loans
$1,250 = Credit from Giving To Heroes Agent
---------
$2,500 = total credit towards closing costs.

 

 

Retirees

There is aid available for active-retired firefighters through the IAFF Disaster Relief Fund and all retirees, regardless of status, through the California Fire Foundation's SAVE program. Other aid may be available.

All other programs listed in this document are available to retirees. 

 

Donations

A fundraising campaign has been established for IAFF members.  This is the only official fundraiser, and 100% of funds collected will go directly to the Firefighters who lost their homes.

http://www.gofundahero.com/campaign/detail/4913

Donations can be sent by text as well, by texting “ffstrong” to 41444

Mar Vista Motors Fire - May 21, 1950

(Reprinted form the San Rafael Fire Department Newsletter, April 2008)

Special thanks to the Marin Independent Journal text from May 22, 1950 and to Charles I. Daniels, Jr. (Fire Commission Chairman) and Retired Fire Captain John Diego for sharing their personal experiences with us.

By Diana Toci

Roof Collapses on Victims As Thousands Watch (May 21, 1950)

Those were the words of the byline the daily Marin Independent Journal recorded for the Monday edition. The fire began close to lunch time on Sunday just as the marching members of the Fire Department were supposed to participate in a downtown parade. Thousands of San Rafael residents were lining the downtown area to watch the St. Raphael’s Mission parade.

Flames began to shoot high above the building with black smoke moving its way into the downtown area as the business “Mar Vista Motors” became totally engulfed, even before the firemen were able to arrive. The building was L shaped and the crews set up their hose lines and ladders to attack the fire from the front and the back of the building. Aubrey E. Miller, 34, a World War II Veteran, married and father of four, and William Bottini, Jr. 24, also a Marin Veteran, were trapped in the fire. William was alive when the crew pulled him to safety and administered first aid. He was later transferred to Cottage Hospital. Aubrey was trapped under a burning beam when the building collapsed, and it was believed that he died instantly. Twelve hours later, the fire claimed its second victim when William died of his injuries and San Rafael Fire Department had its first two casualties in the line of duty in 75 years. Two men employed at Mar Vista Motors were interviewed by the Police Chief, Frank Kelly and Charles I Daniels, Jr., Fire Arson Inspector. They were questioned as to whether or not they were smoking in or around the area that the fire started prior to the occurrence. The two men were Augustus Johnson, 23, Marin City, and James Thornton, 19, Woodacre.

Miller and Bottini were inside the front of the building manning a hose line when the building collapsed. Robert Franzel, a young fire volunteer, was closer to the entrance of the business when the building collapsed and was able to escape uninjured. George Canessa and John Canziani pulled Miller’s body out of the building and Franzel went back in the assist Bottini.

William Bottini suffered a compound fracture to his leg as well as third degree burns. He received blood plasma from Hamilton Air Force base. Miller’s father in law, Second Assistant Chief, Matt Hart, was also uninjured in the fire.

Franzel, who had recently graduated from San Rafael High School, and was the closest person to the two firefighters who perished in the fire, remarked: “I didn’t know what happened, it all happened so quick. Then I saw Bottini and wanted to help him out.” Firefighter George Canessa remembered: “I just finished setting up the lines when the roof crashed in. I spotted Jack (Miller) in there. John Canziani and I and a third fellow (I don’t know who he was) went in there and dragged him out. His helmet had been knocked off his head.”

Captain Arthur Coutts, Richard Colombo (a volunteer) and George Simonds were on a ladder when the roof caved in.

Johnson and Thornton had been working on Johnson’s car sanding it in preparation for painting it. They told the Arson inspector that they had been smoking up to the time of the fire but not during the fire. They said the fire started in a quart can of paint thinner sitting on one of the paint benches. They told Kelly and Daniels that Thornton smelled and saw smoke in the can. He walked over to one of the paint booths to grab a blanket to fight the fire with, when in the moment of excitement he might have knocked over another can of thinner into another can of thinner (5 gallons big) that poured onto the floor below. “The five gallon can and the floor below it began to burn and Johnson went to get an extinguisher.”

“Harry (Thornton) hollered he was on fire, so I squirted the extinguisher on him” Johnson’s statement read. “I was going to pick up the five gallon can but it was stuck, Thornton said, and tipped Continued on page 16 over. Then the fire really started.”

PG&E lines were destroyed in the fire causing power outages throughout town for several hours. Fire Chief Clarence Johansen, estimated total damage as $75,000-or maybe more. Owners of the business, Craig Baugess, and Ed Searing, were both from San Francisco.

Miller, the son of San Quentin correctional officer, Fred Miller, left his wife, Bernadette, and four children; John 11, Joanney, Dennis 6, and Barbara Kay 2. Bottini, a former bartender in his father’s tavern, was a member of a well established San Rafael family. He was survived by his mother, Mrs. Carrie Bottini and sister, Marie Brandt. The President of the Fire Commission, Walter Castro, began a spontaneous fund drive to help support Audrey Miller’s widow and four children. By noon the next day the fund had risen to $1,000 with individuals and organizations offering help. Pledges, donations and fundraisers were offered to give his family support and relief.

Charles I. Daniels, Jr’s. (Fire Commission Chairman) recollections of the event:

At the time, I was the Marin County Arson Investigator working with all the Fire Departments of the County. I graduated twice from Purdue with a Law Enforcement Officer Investigator credential (the only one in the State of California to have two credentials). They trained CIA, OSI and Canadian Mounties in this program. This particular day was supposed to be a Celebration day in San Rafael. At the time we were having a problem with someone setting off false fire alarms. Nick Gampoli and I thought because of the parade and a number of Fire Engines being dedicated to the parade that we might have issues if fire alarms were to go off so we were working downtown watching and waiting. The Fire started at 4th & LincolnMar Vista Motors. Smoke was billowing out into the street. Engines responded and worked the fire. I pulled up on Lincoln to the small paint and body shop about 1/3 block up 4th Street and the West side of Lincoln.

Two workmen that I questioned were preparing a car for painting with a sander. They had been smoking but were not smoking at the time of the fire. A spark from their sander had apparently fallen into a can of paint thinner where the fire first ignited. In the excitement of putting out the one fire, the workman had knocked the can of paint thinner into a larger can of paint thinner, igniting both.

Fire from their area moved around the building engaging the entire Mar Vista Motors building in the blaze. The fire had gained headway by the time the San Rafael Fire Department was able to begin their attack. They hooked to the 4th and Lincoln hydrant with a 2 ½” hose line the middle of which was siamesed into two 1 ½” lines. Audrey Miller (known as Jack) attacked the fire from the East side of the building. Bill Bottini took on the West side. Firefighters had a ladder against the front of the building on the East side. Chief Mat Hart and Captain Cootz climbed up to survey the damage over the roof.

All of a sudden, Chief Hart and Capt. Cootz noticed the roof give way. They barely escaped by sliding their legs down the outside of the ladder to the sidewalk and safety.

Jack Miller was on the right and Bill Bottini on the left side of the building when the ceiling gave way. Jack was trapped under the collapsed roof. A number of Fire personnel, regular and volunteer— attempted to rescue Bill Bottini. They got him out because he was still holding on with a full grip to the hose line. He was a powerfully strong man that I had been a classmate of. “We laid him on his back on 4th Street. His eyes had such a blank expression. As I looked down he looked up at me and said,” I think I’ve had it.” Bill was taken to Cottage Hospital where he died ten or twelve hours later.

When we got to Jack Miller, who happened to be Chief Mat Hart’s son in-law, he was seriously burned and we believe died instantly from the collapse of the building. It was a sad day for the San Rafael Fire Department and for everyone in the City of San Rafael. I submitted the case to the Marin County District Attorney’s office as an accidental fire. No action was taken against the two workmen working on their car when the fire started.

As I recall, the only protective equipment they wore were their turn out coats and helmets. I feel because of this disastrous fire and several others that occurred around this time, that all the Fire Chiefs within Marin County were more cognizant of the origin of fires whether by natural or other causes.

Retired Fire Captain John Diego’s recollections of the event: When I first started, we only had one Firehouse and 15 firemen. I made $225 a month and we worked 83 hours a week. I started in 1946 and we were either on the A or B Shift. We would come in at 8 am and worked until 11 am. B would come in and relieve us one hour for lunch. Then we would come back and work until 5. B would come back and let us go to dinner. At 6 we would be back and work all night until 8 am. The B Shift would come in and we would relieve them for lunch and dinner.

We had to live in San Rafael for several years before they would hire us. Most of us lived either in Bret Harte or Sun Valley. You could never leave town and if you had to leave town, you had to get someone to relieve you. We had house gongs (6 inch bells) any alarm in town would set off or someone at the Firehouse could press a button and set all our home bells off. We would respond to all and any fires—even on our days off.

We got a call for a fire from fire boxes. There were no Dispatchers and our Fire Secretary worked out of City Hall.

We had a whistle that was in operation that rang 8 am, noon, and 5 pm daily that you could hear all over the City when it went off— people set their watches to it.

The day of the fire I was the driver on Engine 1—we had three engines all together at that time. Bill Bottini and Jack Miller rode on the back—the guys stood on the back and held on, back then. I stopped at the first hydrant at Side Joe’s and 4th and ran my first hose line that Jack and Bill took in the front door. Then I went down to the second hydrant on 5th and Lincoln and ran the second hose line. I am not sure who was on that line. Then I came around and ran a third line that I was on. I came up the alley. I don’t remember the roof coming in, but it seemed like I was in that position for hours.

Chief Hart (Jack’s father–in–law) was working the fire and he came up to me and said, “We lost your buddy.” That was the first I heard of it. I never saw him or anything. Father O’Meara was there and I asked him if they were alive and he said, “Yes.” He didn’t want to tell me but I was pretty sure that they were dead. This was an automotive place where they were getting a vehicle ready. They had a gallon of volatile liquid—I am not sure what it was. It spilled and started the whole fire.

Jack and Bill went in the front door. I don’t think the roof was secured that well—that’s what trapped them.

Fred Shuer was the Fire Chief and the first paid Chief in San Rafael. Chief Castro was there as a volunteer.

These two were my closest friends that died that day. I had nightmares for two years after that.  “Jack and I started doing fire alarms together.”  I ran 6 bare cables to all the stations that were built later plus the fire alarms.

Jack’s wife and my wife were close friends. I was pall bearer at both funerals. They both took place at St. Raphael’s. People and school kids were lined up all the way down Fifth Street to Lincoln on both sides. The Mayor, Commissioners, and Fire Department members from all over the County were there. A Special Marching Unit from San Francisco Fire Department was there as well as all the members of the San Rafael Police Department. We were very close to the Police Department in those days—I know you guys still are.

When I started we had 22 Fire Alarm boxes. When I retired we had 100 boxes. When East San Rafael was underwritten they told the Fire Department to increase the alarm boxes. Five boxes were pulled the day of the Fire. I was glad I had worked on placing them there.

 

Muscular Dystrophy Association (MDA)

Marin Firefighters and MDA: A Proud Partnership

The International Association of Fire Fighters (IAFF) is the largest national sponsor of the Muscular Dystrophy Association (MDA).  More than 280,000 members of the IAFF in the United States and Canada are pledged to saving lives, both as fire fighters and paramedics and as the strongest campaigners for the worldwide research efforts of MDA to eradicate 40neuromuscular diseases. The contributions of the fire fighters also go towards MDA’s summer camps for children, professional and public health education, and other programs.

As the greatest contributor to MDA, fire fighters are everywhere in the efforts of MDA to raise money. The IAFF is the biggest sponsor of MDA’s Labor Day Telethon and it contributed a record breaking $23.5 million in year 2006 as a consequence of the overwhelming enthusiasm and contribution of tens and thousands of fire fighters and paramedics across the US and Canada. IAFF members have donated nearly $275 million to MDA since 1954.

The IAFF raised millions of dollars throughout the entire year through their passionate Fill the Boot campaigns, in which fire fighters greet motorists, shoppers and others and ask them to donate money to MDA. This year’s upcoming IAFF-MDA events are expected to raise even more to cure these crushing illnesses.

The marriage between the devotion of fire fighters with the cause of MDA has emerged as one of the strongest example of selflessness in the history of charity, and IAFF General President Harold A. Schaitberger is committed to elevating this tradition to even higher levels. The IAFF is designing a plan to further expand and enhance the IAFF’s relationship and role with MDA.

Over the ensuing decades, the commitment of the professional fire fighters to the cause of MDA has further elevated their status as extraordinary professionals who not only put their lives at stake to save citizens from ruthless flames, but also give their time to save the lives of the innocent from equally merciless neuromuscular diseases. The devotion of IAFF members has not only helped MDA, but also united fire fighters in a community where they share their team strength and brotherhood to give better meaning to lives and hope for the future.

Marin Fire Engines Don't Have Enough Firefighters

The National Fire Protection Association (NFPA) and National Institute of Standards and Teschnolgy (NIST) state that for safety efficiency, all fire engines should be staffed with a minimum of four firefighters.  In fact, a basic safety requirement is that no firefighters may enter a burning building unless four firefighters are "on-scene," the so-called "two-in, two-out" rule.

Odds are, the closest fire engine to your home in Marin right now has only two firefighters, and at most three.  In many emergencies, this is simply not enough to rescue your family or quickly extinguish a fire...

The national standard, set by the NFPA for public safety, is a minimum of FOUR firefighters.  In Marin, many fire engines have only two firefighters.  Of the 35 fire engines on duty daily in Marin, not one meets the NFPA minimum of four firefighters, and only a handful even have three firefighters at any given time.  Although Marin firefighters are highly trained and extremely capable, a fire engine with only two firefighters is measurably less effective that the three person standard that is considered the absolute minimum in most of the US.  Too few firefighters places the public and firefighters at risk by increasing response times and reducing firefighter's ability to rescue, fight fires, and save lives.

Every day when firefighters respond to emergencies in Marin, they and the public face an unnecessary risk due to inadequate staffing. While firefighters and the fire service in general understand the complex budgetary issues facing local government during an economic crisis, the current staffing levels are historical, and carry over from times when cities and districts were much more financially stable.

NIST Federal Study Shows Effects of Crew Size on Fire Fighting Operations

How Many Firefighters Does it Take to Fight a Fire?
A landmark study released by the National Institute of Standards and Technology (NIST) in 2010 shows that the size of fire fighting crews has a substantial effect on the fire service's ability to protect lives and property in residential fires. Click here to read the news release.
Conducted by a broad coalition in the scientific, fire fighting and public safety communities, the study results found that four-person fire fighting crews were able to complete 22 essential fire fighting and rescue tasks in a typical residential structure 30 percent faster than two-person crews and 25 percent faster than three-person crews.
The report is the first to quantify the effects of crew sizes and arrival times on the fire service's lifesaving and fire fighting operations.
This and other scientific data in the report will help educate public officials, fire chiefs and other decision-makers on the importance of adequate staffing and deployment with respect to fire fighter and public safety.
Study investigators from NIST and the IAFF announced the results of the study at a press conference at the Hilton Washington in Washington, DC, before the start of the annual Congressional Fire Services Institute meeting of top fire safety officials from the across the nation.
Click here for the full report.
The study is funded by the U.S. Department of Homeland Security's (DHS) Federal Emergency Management Agency's (FEMA) Assistance to Firefighters grant program.
Read General President Harold Schaitberger's blog, "Fire Fighter Staffing and Deployment Study Released"
For more information, contact Lori Moore-Merrell at This email address is being protected from spambots. You need JavaScript enabled to view it. or (202) 824-1594.

Three-Person Staffing Stymies Firefighters

In Marin, your elected politicians choose to save money by sending only firefighters when your life is in danger - a dangerous and ineffective cost-cutting measure.  A two-person fire engine (known to firefighters as a "company") is measurably less effective and less safe than a fire engine with three - or the national standard of FOUR - firefighters.  During a fire, a second fire engine is required in order to begin interior firefighting operations in order to meet "NFPA 1710" standards.

Even during routine medical calls, it often requires a second fire engine just to perform basic medical care like CPR or carrying a victim down sairs.  When Marin firefighters explain to their colleagues in other counties that they only have two firefighters per engine, the other firefighters typically react with shock.  While many locales have struggled with the economic decision to reduce fire engine staffing to three firefighters, in Marin we continue to work with just two.

Marin firefighters are highly trained, professional and aggressive. They accomplish tremendous feats through training, resourcefulness and ingenuity.  It's just a matter of time before that's not enough.

Here's an example:

May 19, 2009.  SAN BERNARDINO - Firefighters and a woman who nearly lost her son in a house fire last week say significant damage could have been prevented if the first crew had been allowed go inside immediately and douse the flames.  Recent budget cuts have reduced nine of the city's 12 fire stations to three-man crews, which means firefighters must wait for a second engine before they can set foot inside a burning structure.

And another example showing what proper staffing can accomplish.

More Research and Information on Firefighter Staffing